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Islami Tractor Finance facility is offered by BankIslami Pakistan based on the principle of Diminishing Musharakah under Shirkat-ul-Milk arrangements which enables farmers to purchase any new or used tractor and farm machinery of choice. Tenure of Finance from 1 to 8 Years. Payment in easy installments on quarterly, half yearly or annual basis based on cropping pattern. Borrowers of this facility must be between 21 to 65 years of age and holder of a valid CNIC and Agriculture Pass Book. Borrower must be a self-cultivator with ownership of 10-acres or more agricultural land. Profit or markeup rate will be charged at 6M KIBOR + 6%.
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